Closed Accounts

About Closed Accounts

Closed accounts with no negative information in its history will remain on your credit report for 10 years from the date the account is closed. If the account was charged off, it will be removed from your credit report 7 years after the original creditor first reported the account as delinquent. Also, closing accounts such as credit cards an hurt your credit score because it lowers your overall access to credit.

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